My husband wants to buy crypto. I don’t. What should we do?

Q. My husband wants to start buying cryptocurrency. I think he’s crazy. We have a decent amount in retirement but not a lot of cash. I’m thinking if he has a side account with play money, fine, but we don’t really have a lot of play money. Am I being too conservative? I know crypto prices have come down so much so it really is a good time to buy.

— Worried wife

A. You’re correct that crypto prices have taken a big hit lately.